Terms of Service
Effective Date: April 21, 2026 · Last updated: August 12, 2026
By accessing or using Your Money Mirror (“the Service,” “we,” “our”), operated by Expert Level Content, LLC, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms in their entirety, you may not access or use the Service. These Terms constitute a legally binding agreement between you and Expert Level Content, LLC.
1. Agreement to Terms
We reserve the right to update or modify these Terms at any time. Continued use of the Service following any such changes constitutes your acceptance of the revised Terms.
2. Description of Service
Your Money Mirror is a B2B software service designed for licensed financial advisors and financial services professionals. The Service enables advisors to distribute pre-meeting survey links to prospective clients. Upon survey completion, the Service generates a psychographic intelligence report (“Dossier”) for the advisor’s review prior to a scheduled meeting.
The Service is intended solely as a preparatory intelligence tool. It is not a diagnostic tool, a clinical assessment, or a substitute for professional judgment.
3. No Warranty — Accuracy Disclaimer
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. Your Money Mirror makes no representations or guarantees regarding the accuracy, completeness, or fitness for any particular purpose of psychographic analysis, Dossier content, or any other output generated by the Service.
Psychographic profiles and behavioral predictions are probabilistic in nature and derived from self-reported survey responses. They do not constitute clinical, psychological, or psychiatric evaluations. You use all Service outputs at your own discretion and risk.
4. Proprietary Methodology
The psychographic analysis framework, behavioral mapping methodology, buyer archetype classification system, and all associated algorithms, models, and output structures are proprietary and constitute trade secrets owned exclusively by Expert Level Content, LLC. You may not reverse engineer, reproduce, or sublicense the Service’s methodology.
5. Data Collection and Privacy
Our data practices are governed by our Privacy Policy, which is incorporated by reference into these Terms. In summary: we collect only data necessary to operate the Service, we do not sell data, and we do not maintain persistent profiles of prospective clients.
6. Advisor Responsibilities and Compliance
You are solely responsible for ensuring your use of the Service complies with all applicable laws and regulations, including those governing financial services, data privacy, informed consent, and professional conduct requirements imposed by FINRA, the SEC, applicable state securities regulators, or any other regulatory body with jurisdiction over your practice.
By using the Service, you represent that you have obtained all necessary consents from prospective clients before distributing survey links. Expert Level Content, LLC is not a registered investment advisor, broker-dealer, or financial services firm and does not provide investment advice, financial planning recommendations, or compliance guidance.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EXPERT LEVEL CONTENT, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF REVENUE, LOSS OF CLIENTS, OR LOSS OF ANTICIPATED PROFITS.
Our total aggregate liability for any claims shall not exceed the total amount paid by you to Expert Level Content, LLC in the three (3) months immediately preceding the event giving rise to the claim.
8. Subscription, Billing, and Cancellation
Access to the Service requires a paid subscription billed on a recurring monthly basis. By providing payment information, you authorize us to charge your designated payment method on the applicable billing cycle. You may cancel at any time; cancellation takes effect at the end of the then-current billing period. We do not provide prorated refunds for partial billing periods except as described in Section 9.
9. 30-Day Satisfaction Policy
New subscribers may request a full refund within thirty (30) days of their initial purchase if not satisfied with the Service. This policy applies to first-time subscribers only and may not be used with promotional pricing. To request a refund, contact hello@yourmoneymirror.co within the 30-day window. This policy does not constitute a guarantee of any specific business outcome.
10. Acceptable Use
You agree not to use the Service to violate any applicable law, distribute survey links without consent, harass or deceive prospective clients, reverse engineer the Service’s methodology, or resell access to unauthorized parties.
11. Termination
We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, if we determine you have violated these Terms. Upon termination, your right to access the Service ceases immediately. Sections 3, 4, 5, 7, and 12 survive termination.
12. Governing Law and Dispute Resolution
These Terms shall be governed by the laws of the State of Colorado, United States, without regard to its conflict of law provisions. Disputes shall first be subject to good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.
13. Contact
Expert Level Content, LLC, operating as Your Money Mirror
375 E. Horsetooth Rd. #2-202, Fort Collins, CO 80525
For questions, data deletion requests, refund inquiries, or legal notices: hello@yourmoneymirror.co
These Terms of Service do not constitute legal advice. If you have specific compliance questions related to your regulatory obligations, consult a qualified attorney.